Thursday, 27 December 2007

Check your credit file for only £2

I'm glad I checked my credit file recently, both Experian and Equifax had erroneous data from two banks.

The good news is we can pay £2 by cheque or postal order to the companies and get a full copy. Be sure to include your D.O.B. full name and previous addresses in the last six years!

Write to:
Experian Limited
PO BOX 8000
NOTTINGHAM
NG1 5GX

Equifax
Credit File Advice Centre
PO BOX 1140
BRADFORD
BD1 5US

Consumer Services Team
Callcredit plc
PO Box 491
Leeds LS3 1WZ

Interestingly, although they hold a database on us, it is currently regulated by the Credit Act rather than the Data Protection Act (so the Information Commissioner does not directly regulate).

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